Debt truth, in minutes

Every debt you have.One honest number.The date you’re free.

Add what you owe. Slaydebt shows the real total with compound interest, ranks what’s costing you most, and hands you the fastest way out — down to the month.

No bank login. Free to see your number.

Debt-free byMarch 202914 months sooner than minimums
Interest saved38%less than minimums
Costs you most#1pay this first
The problem

Debt is heaviest when you can't see it whole.

Scattered everywhere

Cards, loans, the money you borrowed from family — spread across apps, statements, and your head.

The total hides

Interest compounds quietly. The number you think you owe is never the number you actually owe.

No end in sight

Minimum payments feel safe and stretch on forever. You can't see the finish line.

The truth

The real total — interest and all.

Add a debt the way you'd describe it. Slaydebt applies the right interest model, rolls every balance forward to today, and shows one honest number — the figure most apps quietly round away.

Credit cardCredit cardcosts you most
Revolving — compounds monthly
45%yearly rate
Personal loanPersonal loan
Reducing balance
15%yearly rate
The way out

A payoff plan with a date on it.

Slaydebt orders your debts so the costliest die first, then projects the exact month you're free — and how much interest the plan saves you over paying minimums.

Your way out
AvalancheMinimums

Avalanche clears this by March 2029 — 14 months sooner than minimums.

Pain ranking

Know exactly what's costing you most.

Every debt ranked by what it actually drains each month — so you always know where your next payment should go.

Credit cardCredit cardcosts you most
Revolving — compounds monthly
45%yearly rate
Personal loanPersonal loan
Reducing balance
15%yearly rate
Family loanInformal
Interest-free
0%yearly rate
It's yours

Calm, precise, and entirely under your control.

Your data, exportable anytime.

Math runs on your device — instant, no waiting.

Every balance carries the date it was true.

See what you really owe.

Free to see your number and your debt-free date. Add your first debt in under a minute.